I NEED or I just want!!!!!

Recently just attended one seminar about "MONEY SENSE". Basically it teach us
1) How to set financial goals
2) How to monitor your spending habit
3) How to do a budget
4) Why you need emergency fund??? and etc

I thought i am the "guru" of my own finance
I thought is waste of time to save and restrict your self on certain things as life are short
i thought focus should put on"HOW TO EARN MORE" and not to calculate the small money.....

I am total wrong. If i am that smart i should be in conrtol of my life instead of becoming the slave of money.... I am screwed... muahahahha

Anyway i learned the lesson and i am going to correct it. I just finished up checking up my cash flow for the month and i am happy as there been changes on my way of spending. Everyday i make effort to record down all my expenses in a piece of paper and late at night i key in all inside my laptop for monitoring.

Been doing this for the past 3 weeks.... and i can see that i can save more... and started to
spend on things based on I NEED not I WANT principle....

BAKAT : OUT OF DIFFICULTIES MAKE MIRACLES.